Contact Us Today (800) 282-2000(800) 282-2000Call Us | Email Us
Español
☰ ˟
Logo 
We are pleased to announce that the assets and names of Remco Insurance have been acquired.
Remco Insurance along with its former employees are now Pronto Insurance.
CLICK HERE for more information!!
  • Home
  • Customer Tools ▼
    • Customer Portal
    • Policy Changes
    • My Insurance Card
    • Make a Payment
    • Submit Claim
    • Refer a Friend
    • Docs Upload Center
  • Get a Quote
  • Resources ▼
    • Remco Insurance Products
    • Secure File Area
    • Insurance Glossary
    • Blog
  • About Us ▼
    • About Us
    • Locations
    • Privacy Policy
  • Contact Us
  • Locations ▼
    • All Locations
    • Locations Open Sunday
  • Areas We Serve ▼
    • texas icon North Texas
      Dallas Fort Worth Arlington
    • texas icon South Texas
      Alice Falfurrias Corpus Christi Kingsville San Antonio Texas City
    • texas icon East Texas
      Conroe Cypress Houston Huntsville Lufkin Nacogdoches Pasadena Beaumont Longview Rosenberg Bryan Orange Tomball
    • texas icon West Texas
      Abilene Eagle Pass El Paso Pleasanton San Angelo
    • texas icon Central Texas
      Austin Bastrop Round Rock San Marcos Seguin Temple Waco
  • Careers
  •  
Home > Blog > Can Your Auto Insurance Provider Cancel Your Policy?
WEDNESDAY, MARCH 9, 2022

Can Your Auto Insurance Provider Cancel Your Policy?

A standard auto insurance policy lasts for a year, after which you must either renew your coverage or purchase a policy from another provider. But there are instances in which your policy could possibly be cancelled early, forcing you to take action so you can remain street legal. Most people who drive safe and pay bills on time won’t have to worry about this, but it’s good information to know in case you’re one day faced with a similar incident. 

There are two reasons you may find yourself in the position of abruptly switching insurance providers. 

Non-Renewal couple holding keys to new car
At the end of your policy term, the insurance provider may decide to refrain from offering you a renewal. This may happen for this following reasons: 

  • You received too many tickets or other driving infractions 

  • You filed too many claims in a short period of time 

  • The insurer may drop the type of coverage from its offerings 


In these cases, you maintain coverage through the end of your policy term. When it’s up, you’ll need to find comparable coverage with a different insurance provider. Any gap in coverage is not only against the law, but reflects poorly on you when your next insurer is calculating your premium. 

Cancellation 
On rare occasions, your insurance provider may have the right to cancel your coverage in the middle of a policy term. Each state sets rules for the varying circumstances that may allow insurers to cancel your coverage. These circumstances may include:  

  • You fail to pay your premium by the deadline’s grace period 

  • You lie on your application (usually for the purpose of getting a better rate) 

  • You fail to adhere to policy terms and conditions, such as letting an uninsured teen drive 

  • Your risk substantially increases, such as after being convicted of a DUI/DWI 

  • Your driver’s license is suspended or revoked

 

However, if your insurer decides to cancel your coverage, it’s required that you’re first given notice. The period of notice may be anywhere between 10 and 60 days, depending on state law.  

Still have questions? Your independent insurance agent can help clear up any confusion. 

Our job is to help protect you. Call Remco Insurance at 800-282-2000 for more information on Austin, TX auto insurance.

Posted 1:48 PM

Tags: auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016

  • insurance(27)
  • coverage(24)
  • home insurance(18)
  • renters insurance(17)
  • business insurance(15)
  • commercial auto insurance(13)
  • auto insurance(13)
  • auto(8)
  • liability(8)
  • general liability insurance(8)
  • commercial(7)
  • amco and remco insurance(7)
  • workers compensation(6)
  • renters(6)
  • boat insurance(5)
  • remco insurance(5)
  • tips(5)
  • car(4)
  • general(4)
  • policy(4)
  • home(3)
  • amco insurance(3)
  • protection(3)
  • flood(3)
  • claims(3)
  • workers(3)
  • damage(3)
  • commercial property insurance(3)
  • belongings(3)
  • compensation(3)
  • flood insurance(3)
  • homeowners insurance(3)
  • business(2)
  • car insurance(2)
  • premiums(2)
  • amco remco insurance(2)
  • motorcycle insurance(2)
  • workers compensation insurance(2)
  • homeowners(2)
  • medical(2)
  • roadside assistance(1)
  • e and o insurance(1)
  • amco and remco auto insurance(1)
  • marriage(1)
  • flooding(1)
  • records(1)
  • covid-19(1)
  • austin boat insurance(1)
  • gear(1)
  • vehicles(1)

View Mobile Version
Facebook
Twitter
Google+
LinkedIn
YouTube
Instagram
Pinterest
Snapchat
TikTok
Twitter Logo
Resources
Products Report a Claim About Us Jobs Contact Us Agent Login Terms Of Use Privacy Policy
Contact Us
Mailing Address:
PO Box 17068 | Austin, TX 78760 | (800)282-2000(800)282-2000 | E: sales@remco.com
© Copyright. All rights reserved. | Designed by Rahim Peerbhai