Tuesday, April 27, 2021In the case of liability insurance, fault is a major factor that helps calculate who is at fault and who will receive compensation. Workers compensation operates differently than most liability policies, however. Workers compensation will generally cover employee injuries no matter the fault, but this itself has limitations. READ MORE >>
Tuesday, April 20, 2021If you are renting a place to live, especially an apartment, you may be required to carry renters insurance by your landlord. Unfortunately, this also means that you can be evicted if you fail to carry renters insurance as specified by your rental agreement. READ MORE >>
Tuesday, March 23, 2021General liability insurance is a basic yet important policy designed to cover accidents that occur frequently when it comes to running a business. Whether you have a physical location or an online store, general liability insurance can protect you against financial loss related to a lawsuit. READ MORE >>
Friday, March 12, 2021When you get into an accident, you want to know that you’ll be covered in case you or your passengers are injured. This is where your medical payments coverage comes in. Medical payments coverage typically comes as part of a full coverage auto insurance policy and helps cover medical bills you and your passengers may suffer. READ MORE >>
Friday, February 26, 2021If your business uses vehicles to operate such as transporting clients or materials, you may need commercial auto insurance. Commercial auto insurance provides compensation for damages and liability incurred in an accident involving vehicles owned or borrowed by your business. READ MORE >>
Wednesday, January 27, 2021If you plan to rent your next home, then you will have to meet several conditions set by your landlord. Along with signing your lease and undergoing a background check, one of the other requirements you are likely to face is a demand that you buy renters insurance, namely renters liability coverage. READ MORE >>
Wednesday, January 13, 2021Are you planning to rent a home for the first time in your life? Maybe you are young and just starting out. Maybe you have previously owned a home, but would rather not deal with the responsibility (and cost) of maintenance and upkeep. In any case, renting for the first time is going to be a big step, and it might even feel a bit overwhelming at times. READ MORE >>
Wednesday, December 30, 2020Young drivers—in reality, new drivers of any age—need to realize that they are more of a cost risk to insurance companies. From the insurer’s standpoint, these drivers are more likely to have wrecks as a result of their inexperience. They therefore are more likely to file claims on their policies. READ MORE >>
Friday, December 11, 2020Your business’s commercial insurance portfolio must contain coverage for your property assets. However, it must also protect you against the liabilities present in your business setting and through your operations. If problems were to harm others, then it might be your responsibility to compensate those affected. READ MORE >>
Wednesday, November 18, 2020Home insurance is designed to cover your home and items against several different risks. However, basic home insurance policies don’t cover everything. In most circumstances, home insurance policies will not cover water damage to your physical home or your personal belongings. READ MORE >>
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