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Texas City Auto, Home, Renters and Business Insurance 

Remco Insurance is proud to serve you throughout Texas City

Texas City is one of the largest ports along Galveston Bay, and it’s a major hub of commerce and trade. Not only that, it also has a penchant for survival. One of the largest industrial accidents in U.S. history—the Texas City fertilizer plant explosion—nearly destroyed the entire town in 1947. But, the residents overcame all odds, and the area continues to thrive.

If you’re planning to start up a business or start a family in Texas City, you need multiple types of commercial and personal insurance. You never know when you might need it. Remco Auto Insurance, can help you find coverage that will always provide you the most help after unfortunate inconveniences.

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Welcome to Texas City from Remco Insurance

Our team of experts will find the best policy to fit your needs and budget.


Think about the things in your life that you might need to insure. We can make sure you get that protection and maintain it affordably. Come to us for:

 Auto Insurance Info (click to read more)

Texas City Car Insurance

The roads around Texas City are well-known for their congestion and accident risks. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least:

  • Liability coverage (30/60/25 limits required by Texas law)
  • Collision insurance
  • Comprehensive insurance
  • Personal injury protection (PIP coverage)
  • Uninsured/underinsured coverage

Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:

Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.

Car Insurance FAQs

What causes your insurance rates to go up?

Multiple factors cause your insurance rates to rise. However, one of the most-common triggers is if you have to file a claim on your policy. This will show your insurer that you are a higher risk to insure. Therefore, they might have to raise your rates.

However, some policies offer accident forgiveness if you only have one accident per a number of years. Or, some offer accident-free discounts as long as you don’t make a claim during the policy period. This can help you keep your rates affordable.

Why does my car insurance cost increase every year?

It is not uncommon to see occasional increases in your premium, even if you have made no claims. Economic factors, and cumulative risks affecting your insurer, often trigger nominal pricing increases. However, your agent can help you manage any increases affordably. 

Contact Your Texas City Car Insurance Specialist Today

Texas City residents: Ready to get coverage? Start by getting a free online quote or calling (915) 228-2400. You can also can stop by our location in Texas City. We will be happy to see you!

 Home Insurance Info (click to read more)

Texas City Homeowners Insurance

The Texas City real estate market is very competitive, and property values continue to rise. Residents will need to get homeowners insurance. It provides them reassurances that they can protect themselves and others on their properties. Homeowners insurance components for Texas City residents can include:

  • Property/structure insurance
  • Possessions and contents coverage
  • Scheduled belongings insurance
  • Liability insurance
  • Pet bite coverage
  • Expenses coverage

Homeowners Insurance FAQs

How does homeowners insurance work?

You won’t be able to make claims on your homeowners insurance for your everyday home improvement jobs or regular maintenance. However, if a sudden accident, like a fire, damages part of the home, then your coverage can help you pay for its repairs.

If ever in doubt, call your agent. They can help you determine when repairs qualify for coverage.

How is my homeowners insurance paid?

You must pay a regular premium to keep your policy active. Sometimes, you must pay your first year’s premium up front before closing on the home. However, you usually can pay the premium by month or in other installments. Ask your agent for clarification.  

Contact Your Texas City Homeowners Insurance Specialist Today

Texas City residents: Ready to get coverage? Start by getting a free online quote or calling (409) 908-3008. You can also can stop by our location in Texas City. We will be happy to see you!

 Renters Insurance (click to read more)

Texas City Renters Insurance

With renters insurance, policyholders can insure not only their own property, but also the liabilities and property of others. Coverage can apply to a huge variety of apartments, homes, condos and other properties. Policies usually offer:

  • Possessions coverage
  • Liability insurance
  • Expenses coverage

Renters Insurance FAQs

How does renters insurance work?

Your renters policy will insure you for risks you face within a rental property, such as the costs of damage to your personal belongings. However, it won’t burden you with owned structure insurance, which you landlord will likely carry.

Does renters insurance cover damage to my apartment?

Sometimes, how your policy pays for damage to the apartment’s structure will vary.

  • If an unpreventable event, like a storm, damages the building, then the landlord’s structure insurance will likely pay for the damage.
  • However, if you cause the damage, such as by accidentally causing a kitchen fire, then your renters liability insurance might pay for the damage.

Your policy will continue to offer possessions coverage for your personally-owned items. 

Contact Your Texas City Renters Insurance Specialist Today

Texas City residents: Ready to get coverage? Start by getting a free online quote or calling (409) 908-3008. You can also can stop by our location in Texas City. We will be happy to see you!

 Business Insurance Info (click to read more)

Texas City Business Insurance

Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:

  • Business Owners Policies (BOPs)
  • Structure and contents coverage
  • General liability insurance
  • Business interruption insurance
  • Commercial auto insurance
  • Workers’ compensation insurance

Business Insurance FAQs

What does business insurance mean?

Business insurance is a blanket term. It applies to a multitude of policies that can insure numerous assets and liabilities within your business. Therefore, to get full business insurance, you’ll likely need multiple policies, all of them specifically tailored to your operation.

Do I need business insurance coverage for a home-based business?

Yes, in many cases you do. Your homeowners insurance might provide some degree of coverage for business assets. However, a home-based business insurance package will specifically address your commercial assets housed within the home

Texas City residents: Ready to get coverage? Start by getting a free online quote right now. Or you can stop by one of our Texas City locations. We will be happy to see you!

Texas City Remco Insurance Locations

Auto Insurance AUTO
Home Insurance HOME
Business Insurance BUSINESS
Renters Insurance RENTERS
Watercraft Insurance WATERCRAFT
Motorcycle Insurance MOTORCYCLE
Classic Cars Insurance CLASSIC CARS
SR22 Insurance SR22
24Hr Roadside 24HR ROADSIDE
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