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Vehicles used primarily for work or owned by a business must be insured with commercial auto insurance. Personal auto insurance won’t provide coverage in these cases, but it is still important to have protection in case of an accident. READ MORE >>

Finding a place to rent seems harder than ever these days. Even small apartments can cost over a thousand a month, on top of parking fees and pet fees. So why do some apartments require renters insurance? Are they just trying to squeeze more money out of you? The question is slightly more complicated than that. READ MORE >>

Workers compensation offers compensation for accidents when an employee is hurt on the job. It can cover a lot of injuries and accidents resulting in injury, disability and even death. But even workers compensation doesn’t cover everything. Workers compensation won’t cover: READ MORE >>

Texas is an unfortunate leader when it comes to car crash fatalities. At least one driver has died on the roadway every single day since 2000 in Texas. Driving is dangerous and crashes seem inevitable even for the safest drivers. The crash may not be your fault, either. READ MORE >>

If you have a business of any sort, you need business insurance. Even small startup businesses should invest in certain amounts of business insurance. Industries that should carry high amounts of business insurance include: Restaurants/Service Trucking Manufacturing Construction READ MORE >>

You may know that with personal insurance, bundling is a key term. It is one insurance companies like to use to reference savings. The same can apply to business insurance. If you are hoping to reduce your risks and save money, bundling your coverage can do that. Here is how some companies reduce their costs through this method. READ MORE >>

While home insurance gives you peace of mind in case of an emergency, filing a claim requires quite a lot of specific information. Organizing your information and preparing for the process ahead of time simplifies the claim process and reduces stress after a natural disaster or break-in. READ MORE >>

A hands-free device may be one of the most valuable investments you make into your car. It may not seem like it. It may actually be very affordable to purchase. However, it can reduce the risk of accidents and car insurance claims. It may even save a life. READ MORE >>

You likely recognize the importance of giving your teenager their space and independence. However, you remain ultimately responsible for your child, their behavior and their welfare. A growing child means exposure to new liabilities. Your child’s expanding horizons means they will have contact with a lot of people and places. READ MORE >>

Cars used for business often need commercial auto insurance. However, what happens to that coverage when you stop work and drive the car home? Will your commercial auto policy still cover personal driving? The answer is yes, but… Commercial auto insurance can cover certain commercial cars that a driver uses for personal business. READ MORE >>

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