Wednesday, December 30, 2020Young drivers—in reality, new drivers of any age—need to realize that they are more of a cost risk to insurance companies. From the insurer’s standpoint, these drivers are more likely to have wrecks as a result of their inexperience. They therefore are more likely to file claims on their policies. READ MORE >>
Friday, December 11, 2020Your business’s commercial insurance portfolio must contain coverage for your property assets. However, it must also protect you against the liabilities present in your business setting and through your operations. If problems were to harm others, then it might be your responsibility to compensate those affected. READ MORE >>
Wednesday, November 18, 2020Home insurance is designed to cover your home and items against several different risks. However, basic home insurance policies don’t cover everything. In most circumstances, home insurance policies will not cover water damage to your physical home or your personal belongings. READ MORE >>
Wednesday, November 4, 2020Even if you conduct extensive background checks on all potential drivers, accidents are unavoidable. If you have employees operating vehicles for your business, it is important to predict that an accident may occur at some point. To protect both your driver and your business, you should carry a commercial auto insurance policy. READ MORE >>
Thursday, October 15, 2020 Among the many types of coverage available under workers compensation, disability benefits are also offered. This type of compensation occurs when an employee obtains a disability due to a work-related accident or injury. READ MORE >>
Wednesday, September 23, 2020 Most business owners buy commercial insurance to help them out of tough financial situations. But besides benefiting the business itself, coverage can also benefit others. It can help business owners compensate others when they accidentally harm them. It can go a long way towards making your business more reliable and responsive to client needs. READ MORE >>
Wednesday, September 16, 2020 Animals can cause hefty damage to your vehicle both inside and out. In many cases, animal damage is covered by your car insurance policy. There are some policies with certain exclusions, however, so it’s important to be aware of what your policy does and does not cover. READ MORE >>
Monday, August 31, 2020 In Texas, it is important for most business owners to carry workers’ compensation insurance. Even if you are a small organization or think you work in a low-risk industry, that doesn’t mean accidents won’t happen. If your employees get injured as a result, then you might be on the hook to pay them. READ MORE >>
Friday, August 28, 2020 House fires and apartment fires are unfortunately common. Candles are left burning, stoves and ovens are left unattended, cigarettes aren’t put out properly, etc. While it’s important to keep in mind these dangers and be cautious of potential threats, accidents happen. READ MORE >>
Thursday, July 30, 2020 Getting the right homeowners insurance requires a lot of thought and attention. After all, no two properties or the houses on them are alike. It is important that your insurance protect your specific home, belongings and family members. To do so, you will need to customize your policy to your advantage. READ MORE >>
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