Think about the things in your life that you might need to insure. We can make sure you get that protection and maintain it affordably. Come to us for:
Airline Car Insurance
Texas roadways present a variety of accident risks for all drivers and vehicles. From highways to your driveway, you need to have car insurance for your own protection. Most policies can offer at least:
- Liability coverage (30/60/25 limits required by Texas law)
- Collision insurance
- Comprehensive insurance
- Personal injury protection (PIP coverage)
- Uninsured/underinsured coverage
Unique Vehicle Coverage Options: Many drivers don’t qualify for a standard car insurance policy. We’ll help you get specialized coverage options, including:
Our team can compare the policies and prices of credible Texas insurance providers. We can help you find the best possible policy to best protect the important things in your life.
Car Insurance FAQs
Can car insurance start same-day?
In many cases, yes, your policy can start on the same day if you wish it to do so. However, some insurers do not offer this service, and others might require a 24-hour waiting period. Also, if you are a high-risk driver, you might have to wait before the insurer will approve your policy. Make sure when applying for the coverage that you present all necessary information clearly and accurately to your agent .
How long does an insurance company have to settle a claim?
In Texas, insurers have 15 days to notify you of the receipt of the claim. After you have submitted all necessary claim information, the insurer has 15 days to approve or deny the claim; however, it can extend for up to 45 days, as long as it provides an explanation to you of why it is doing so .
Can you negotiate your car insurance price?
In most cases, you have a choice of how much coverage you choose to carry. However, you must carry at least as much coverage as Texas requires of you, by law. Your insurance cost will vary based on how much coverage you buy, and other factors. However, your agent can help you learn if you have any additional qualifications for discounts on coverage.
Contact Your Airline Car Insurance Specialist Today
Alice residents: Ready to get coverage? Start by getting a free online quote or calling (361) 808-7676. You can also stop by our location in Alice. We will be happy to see you!
Airline Homeowners Insurance
Alice’s real estate market is very competitive. All buyers will need homeowners insurance in order to protect themselves, their houses and others. Policies can offer multiple lines of coverage, including:
- Property/structure insurance
- Possessions and contents coverage
- Scheduled belongings insurance
- Liability insurance
- Pet bite coverage
- Expenses coverage
Homeowners Insurance FAQs
Is personal property covered by homeowners insurance?
You have a choice to add possessions coverage or contents coverage to the policy. This coverage will provide you with a sum of money to help you repair or replace belongings damaged in covered perils.
Will homeowners insurance cover stolen tools?
Coverage will pay for most hand tools, along with larger equipment, as long as a covered peril damaged the items. Theft, in most cases, is a covered peril. However, certain items might be excluded from the policy, so check with your agent to see if certain unique or valuable tools have coverage.
Does homeowners cover stolen jewelry?
Your homeowners policy will likely cover stolen jewelry. However, standard policies might not offer enough value in coverage to replace jewelry of specific values. To make sure these items get enough coverage, see if you can add a scheduled item rider to your policy.
Does homeowners cover roof replacement?
If a covered peril, like a storm or fire, damages the roof, then your insurance might pay for the repairs. However, you will likely have to pay a damage deductible up front. Also, your policy likely will not cover damage to the roof from normal wear & tear, or neglect.
Contact Your Airline Homeowners Insurance Specialist Today
Alice residents: Ready to get coverage? Start by getting a free online quote or calling (361) 808-7676.(361) 808-4434. You can also stop by our location in Alice. We will be happy to see you!
Airline Renters Insurance
A renters insurance policy can apply to almost any rental property in Texas. Policyholders can insure not only their own property, but also the liabilities and property of others. Policies usually offer:
- Possessions coverage
- Liability insurance
- Expenses coverage
Renters Insurance FAQs
Can renters insurance be transferred?
You can usually take your renters insurance policy from one home to the next. However, you will need to call your agent to update your coverage, and find out if the policy will still cover the new property.
Do you need renters insurance before move-in?
Most landlords require their tenants to carry coverage. They will usually require you to have coverage from the day your lease starts. So, apply for coverage as soon as you find out if you have to buy it .
Are dogs covered under renters insurance?
Many renters insurance policies will cover pet bite liabilities. So, if the dog bites someone else or damages their property, then this coverage will pay for the impacted person’s losses. Some policies do exclude the damage that certain ‘dangerous’ breeds might cause.
Do you have to cancel renters insurance?
If you plan to buy a house and quit renting, you can usually cancel your policy upon terminating your lease. However, remember, that if you plan to remain in any rental home, you need renters insurance at all times, regardless of whether you have a requirement to buy it.
Contact Your Airline Renters Insurance Specialist Today
Alice residents: Ready to get coverage? Start by getting a free online quote or calling ((361) 808-7676.(361) 808-4434. You can also stop by our location in Alice. We will be happy to see you!
Airline Business Insurance
Every business needs insurance. To get the right coverage, you will rely on multiple policy options like:
- Business Owners Policies (BOPs)
- Structure and contents coverage
- General liability insurance
- Business interruption insurance
- Commercial auto insurance
- Workers’ compensation insurance
Business Insurance FAQs
What insurance do you need for a small business?
Small business owners often benefit from Business Owners Policies, or BOPs. BOPs offer several critical types of business insurance, usually property, liability, business interruption and contents coverage. With a BOP, you’ll have the convenience of having lots of policies in one place, at one cost.
Is workers’ compensation required in Texas?
Texas does not require businesses to carry workers’ compensation insurance. However, the law does still allow injured workers’ to hold the business liable for their personal injuries. Therefore, you’ll have a much lower risk of facing lawsuits if you carry this coverage anyway.
Alice residents: Ready to get coverage? Start by getting a free online quote or calling (361) 808-7676. You can also stop by our location in Alice. We will be happy to see you!